Plan Smarter

Retire Confidently with Roxanne

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Watch how I help people in the Villages plan for retirement

Plan Smarter

Retire Confidently with Roxanne

Upcoming Events

Schedule a Visit

Meet

Roxanne

Roxanne Theodoropoulos, founder and lead advisor at CapstoneWealth.

Over the years, my team and I have helped thousands of retirees successfully transition into retirement with peace of mind and financial clarity. Our mission is simple: to provide honest, transparent advice that empowers you to make smarter financial decisions and enjoy the retirement you’ve earned—without unnecessary complexity or confusion.

Let’s face it—retirement planning can feel overwhelming. In The Villages and surrounding areas, retirees are often bombarded with high-pressure financial pitches disguised as “advice.” These can leave people confused or pressured into decisions they don’t fully understand. We believe retirement planning should be different.

Meet Roxanne’s & Her Team

Education

& Honest Advice

We guide you through a personalized strategy that helps you protect your wealth, create sustainable income, and minimize taxes—all in a way that’s clear, straightforward, and easy to understand.

No gimmicks. No confusing jargon. Just honest advice you can trust. You’ve worked hard, sacrificed, and built your wealth. Now, it’s time to enjoy it with a clear plan and a trusted partner by your side.

We take the time to truly understand your goals and explain every option so you can feel confident in your decisions. From tax-efficient income strategies and Social Security Optimization to legacy planning and alternative investments, we handle the details so you can focus on what matters most—living the retirement you’ve dreamed of.

Learn about Our Process

the

Difference

Having worked with thousands of retirees in The Villages and surrounding areas, we know what works and what doesn’t.

Putting Your Needs First – As a Certified Financial Planner™ (CFP®), I act in your best interest, not based on sales quotas.

Comprehensive Retirement Planning – We analyze your Social Security options, work directly with your CPA, and create tax-efficient income strategies.

Alternative Investments – We incorporate alternative investments—like structured notes—to help create steady income and reduce risk. These strategies help diversify your portfolio while keeping your retirement goals in focus.

A Relationship-First Approach – You aren’t just a client—you’re part of the CapstoneWealth family. We’re with you every step of the way.

We Serve The Villages & Beyond

Retirement isn’t about hoping for the best—it’s about having a flexible, well-coordinated plan that adapts to your life. My team and I collaborate with your CPA, attorney, and other professionals to help ensure your entire financial picture is aligned and working for you.

With CapstoneWealth, you’re not just a client—you’re part of our family. Our only goal is to protect your hard-earned wealth while helping you create a retirement that reflects your dreams. You’ve earned the right to enjoy life without worrying about your finances. We’re here to make sure you do.

Schedule

a visit with Roxanne

Want to Experience Retirement with Confidence and Clarity?

Schedule a Complimentary Consultation and discover how The Capstone Experience™ can help you create a retirement that offers financial confidence and peace of mind.

Schedule a Visit

See Why Others Love

CapstoneWealth

Recent public reviews from Google, every one verified by the platform and linked back so you can read it on the source.

    
 
 
       Posted on Google  
   
   Carol D'Amico 
 
 
 
 Trustindex verifies that the original source of the review is Google. We have had only good experiences with Roxanne, George and their entire team at Capstone Wealth. We would recommend them to anyone interested in financial planning!
  
 
      Posted on Google  
   
   Martha Jason 
 
 
 
 Trustindex verifies that the original source of the review is Google. Worked with CapstoneWealth in Ocala for financial services, and it was a good experience overall. The team came across as professional, and the process never felt rushed or confusing. It's reassuring to deal with a local firm that takes the time to explain things properly. Happy with how it went and would recommend them to anyone in the Ocala area looking for financial guidance.
  
 
      Posted on Google  
   
   Kristina Blake 
 
 
 
 Trustindex verifies that the original source of the review is Google. I used Capstone Wealth in Florida for Financial Planning, and I’m really glad I chose them. Their team walked me through everything in a way that was easy to understand and made sure the plan fit my personal needs. They were attentive, knowledgeable, and made the whole process feel simple and stress-free. I genuinely appreciate the level of care and professionalism they showed. I’d definitely recommend Capstone Wealth to anyone considering financial planning.
  
 
      Posted on Google  
   
   Hannah Martens 
 
 
 
 Trustindex verifies that the original source of the review is Google. We had an exceptional experience with Roxanne and her team. I cannot recommend them enough.
  
 
      Posted on Google  
   
   Diana Ruiz 
 
 
 
 Trustindex verifies that the original source of the review is Google. A firm that actually pays attention to my portfolio. CapstoneWealth takes the time to understand my goals, explain my options.

I feel heard and supported, and I’m grateful for the personal attention and thoughtful guidance.
  
 
      Posted on Google  
   
   Perla Soto 
 
 
 
 Trustindex verifies that the original source of the review is Google. Working with CapstoneWealth has given my parents real peace of mind. They now have a clear game plan for retirement income and a better understanding of how their investments can support the retirement they want. Roxanne and her team take the time to listen, explain things clearly, and pay attention to their portfolio. It’s reassuring to know they have a team helping them move forward with confidence.
  
 
      Posted on Google  
   
   Tina Otero 
 
 
 
 Trustindex verifies that the original source of the review is Google. I love Roxanne and her whole team! I've used her to help my clients with with their retirement planning. Absolutely wonderful and knowledgeable.
  
 
  
  
 
 
   Google rating score: 5.0 of 5, based on 27 reviews 
 
     Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more